Residential Solar Financing

Decrease your electric bill and have clean energy at home, with help from CEE's solar loan for Minnesota homeowners.
The guidelines below are subject to change at any time without notice. Loan funds are subject to availability. Email or call for complete details.
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About the Loan
- No maximum income limit.
- Loan amounts up to $75,000.
- Loan terms up to 15 years.
- No down payment required.
Property Eligibility
- 1-4 owner-occupied residential properties.
- Properties under construction or used for commercial purposes are not eligible.
- Loan approval is subject to credit and program guidelines.
Current Rates
Subject to change at any time. APR based on loan amount of $75,000.
Rates starting at | Term | APR as low as | Payment example |
---|---|---|---|
2.5% | 5 years | 2.952% | $17.75 |
3.5% | 10 years | 3.737% | $9.89 |
4.5% | 15 years | 4.668% | $7.65 |
Calculate My Payments
Based on current rates. Qualifications apply.
Loan Details
- This loan is secured by a mortgage on the property.
- Utility rebates and tax credits may be included in the loan amount.
- Eligible improvements include solar photovoltaic (PV) systems that produce renewable energy for a residence and garage through the installation of PV solar systems.
- All contractors must have a Building Contractor and Electrical License with the MN Department of Labor and Industry.
The current loan terms and conditions stated, including interest rates, do not constitute a commitment to lend or offer to enter into agreement, Such an offer may only be made pursuant to Minnesota Statutes, Section 47.206(3) and (4).

Not sure what program works for you?
Contact us and we will find you the right loan.