Home Improvement

Our statewide and county loans make it easy for homeowners in Minnesota to remodel their homes with low-interest financing.

men on roof

Statewide Home Improvement Loans

Not sure what program works for you? Contact us and we will find the right loan for you.

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Statewide and County Home Improvement Loans

MHFA

Fix Up Fund Home Improvement Loan

Rates start at 4.875% (5.342% APR)
Income limits apply.
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MHFA

Unsecured Home Improvement Loan

Rates start at 5.875% (6% APR)
This loan is not tied to a mortgage on the property.
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MHFA

MHFA Rehabilitation Loan

Only eligible for owner-occupied residential properties located in one of the following counties: Anoka, Carver, Dakota, Hennepin, Ramsey, Scott and Washington, Sherburne and Stearns.
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MHFA

MHFA Emergency Rehabilitation Loan

Only eligible for owner-occupied residential properties located in one of the following counties: Anoka, Carver, Dakota, Hennepin, Ramsey, Scott and Washington, Sherburne and Stearns.
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FHF

Family Housing Fund Post-Purchase 2-4 Unit Loan Program

Rates start at 0% (0% APR)
Only eligible for owner-occupied residential properties located in one of the following counties: Anoka, Carver, Dakota, Hennepin, Ramsey, Scott and Washington. 
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Your city may have special programs.

Thanks to partnerships with many Minnesota cities, we offer serval special loan, grant and down payment assistance programs.

View city programs

Browse our other statewide loans.

man installing wall insulation

Statewide Home Energy Loans

home with solar panels

Statewide Solar Loan

for sale sign

Down Payment Assistance Loans