Loan Programs

CEE offers loans to residential property owners for rehabilitation and energy efficiency projects, and to businesses for energy related improvements. As a nonprofit organization, CEE provides lending services for many partnering cities, utilities, Minnesota Housing Finance Agency and the Minnesota Department of Commerce.

Home Loan Programs

Residents throughout the state can access low-interest secured and unsecured financing for virtually any home improvement project including energy efficiency specific projects, solar, and geothermal. Additionally, we support several metro-area cities who provide loan, grant, and down payment assistance programs for their residents.

Business Loan Programs

Businesses, including nonprofit agencies, can obtain financing from CEE to make cost-effective energy efficiency improvements, such as HVAC controls and upgrades, replacement or upgrade of refrigeration equipment, plus more!

Rental Loan Program

We can help rental property owners create a more efficient rental property by providing financing up to $20,000 for energy efficient projects. Qualified projects include new furnace, air conditioning, insulation, windows, and hot water heaters all with a low 5.5% interest rate. 

Questions? Contact us at 612-335-5884 or

Download a PDF application

NMLS# 1094923