Jordan Emergency Deferred Loan

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The Jordan Area Community Council has designated City of Minneapolis NRP dollars for improving housing safety in the neighborhood.

The guidelines below are subject to change at any time without notice. Loan funds are subject to availability. Email or call for complete details. 

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Definition of Emergency:

An emergency is defined as a condition that makes a house uninhabitable, extremely dangerous to the occupants, or is capable of causing severe health problems.

About the Loan

  • 0% APR.
  • No monthly payments.
  • Loan amounts from $500 to $5,000.
  • No down payment required. 


Property Eligibility

  • Owner-occupied 1-4 unit residential properties.
  • Townhomes, condos, and properties under construction or held in Trust are eligible.
  • Loan approval is subject to credit and program guidelines.
  • To qualify for this program borrower(s) must not be eligible for any other financing administered by CEE.

Loan Details

  • Closing costs apply.
  • Terms up to 10 years – 100% of the loan is forgiven if the borrower owns and occupies the property for 10 years.
  • No income limits.
  • This loan is secured by a mortgage on your property.
  • Borrowers may have a maximum of two NRP loans out from any combination of the programs at any one time.
  • Eligible improvements will be determined through a required analysis of the emergency condition of the property. The analysis will identify the severity of the situation and whether the intended improvement is an emergency.
  • 2 bids are required from a properly licensed contractor if the project is over $5,000.

The current loan terms and conditions stated, including interest rates, do not constitute a commitment to lend or an offer to enter into an agreement, and that such an offer may only be made pursuant to Minnesota Statutes, Section 47.206(3) and (4).

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