Fridley Mobile Home Improvement Loan

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The intent of the Mobile Home Loan Program is to make home improvement loans available to Fridley residents.

The guidelines below are subject to change at any time without notice. Loan funds are subject to availability.

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Hablamos Español: 612-335-5856

About the Loan

  • No maximum income limit.
  • Loan amounts from $500 to $10,000.
  • Terms up to 10 years.
  • Secured with a lien on the property. 
  • No down payment required. 

Property Eligibility

  • Residential owner-occupied mobile homes.
  • Home must be within the City of Fridley.
  • Loan approval is subject to credit and program guidelines.

Current Rates

Subject to change at any time. APR based on loan amount of $10,000. 

Rates starting at Term APR as low as Payment example
2% 5 years 2.303% $17.53
2% 10 years 2.157% $9.20

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Based on current rates. Qualifications apply.

Loan Details

  • Closing costs apply.
  • Funds are held in a non-interest bearing escrow account at CEE from loan closing until the work is completed and all final documentation is received. 
  • Most permanent interior and exterior improvements are eligible. 

Residential Advisor Visits:

  • CEE will assist residential property owners in the City of Fridley with assistance in prioritizing and evaluating improvements to their property through a home visit. This service is available regardless of whether the homeowner chooses to obtain a loan. One visit is permitted per household.

Remodeling Advisor Visits are designed to help homeowners get started on their home improvement projects. During a visit, one of our experienced remodeling advisors will come out to your house to discuss potential remodeling projects, help you prioritize projects, assist in reviewing contractor bids, or answer any questions. This service is free for Fridley homeowners and is limited to one visit per household. 

To schedule your appointment, contact Cristina Lussio at 612-335-5856.

The current loan terms and conditions stated, including interest rates, do not constitute a commitment to lend or an offer to enter into an agreement, and that such an offer may only be made pursuant to Minnesota Statutes, Section 47.206(3) and (4).

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