Mounds View Mobile Home Improvement Loan

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The City of Mounds View is offering home improvement program to residents living in mobile homes.

The guidelines below are subject to change at any time without notice. Loan funds are subject to availability.

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About the Loan

  • No maximum income limit.
  • Loan amounts from $2,000 to $10,000.
  • Terms up to 7 years.
  • No down payment required. 

Property Eligibility

  • Owner-occupied residential mobile homes located in Mounds View.
  • Loan approval is subject to credit and program guidelines.

Current Rates

Subject to change at any time. APR based on loan amount of $10,000. 

Rates starting at Term APR as low as Payment example
3% 5 years 3% $17.97
4% 5 years 4% $18.42

Calculate My Payments

Based on current rates. Qualifications apply. See corresponding year to corresponding loan for accurate amounts. 

Loan Details

  • 3% or 4% APR, depending on income.
  • Closing costs apply.
  • Loan may be prepaid at any time without penalty.
  • ​​All borrowers must be a legal resident of the United States, as evidenced by a social security number.
  • All loans are secured with a lien. 
  • Eligible improvements include most interior and exterior maintenance or remodeling.
  • For do-it-yourself projects, a materials list including prices is required.  The cost for labor and equipment purchase or rental may not be included in the loan.
  • Funds are held in a non-interest bearing escrow account at CEE from loan closing until the work is completed and all final documentation is received. 

The current loan terms and conditions stated, including interest rates, do not constitute a commitment to lend or an offer to enter into an agreement, and that such an offer may only be made pursuant to Minnesota Statutes, Section 47.206(3) and (4).

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Browse our other Mounds View loans.