Suburban Ramsey County Energy Conservation Deferred Loan

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Center for Energy and Environment partners with Ramsey County to offer the Energy Conservation Deferred Loan to residents who have completed a home energy audit.

The guidelines below are subject to change at any time without notice. Loan funds are subject to availability. Email or call for complete details. 

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612-335-5884

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About the Loan

  • 0% APR.
  • No monthly payments.
  • Loan amounts up to $10,000. 

 

Property Eligibility

  • 1-4 unit owner-occupied residential properties located in Ramsey County (outside of Saint Paul).

Loan Details

  • Income limits apply.
  • 100% of the loan is forgiven if the borrower owns and occupies the property for 10 years.
  • Maximum of $50,000 in assets - excluding home, automobiles and retirement funds.

 

  • Eligible improvements will be identified during an in-home energy audit.
  • Most energy improvements are eligible including furnace, boiler and insulation.
  • Multiple bids are required from a properly licensed contractor. 

The current loan terms and conditions stated, including interest rates, do not constitute a commitment to lend or an offer to enter into an agreement, and that such an offer may only be made pursuant to Minnesota Statutes, Section 47.206(3) and (4).

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We are here to help.

Contact us and we will find the best loan for you.

612-335-5884

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