Financing for Homes and Businesses

couple in a new kitchen
CEE offers financing to residential property owners for rehabilitation and energy efficiency projects, and to businesses for energy related improvements. As a nonprofit organization, CEE provides lending services for many partnering cities, utilities, Minnesota Housing Finance Agency and the Minnesota Department of Commerce.

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Residential Loan Programs

Residents throughout the state can access low-interest secured and unseccured financing for virtually any home improvement project including energy efficiency specific projects, solar, and geothermal. Additionally, we support several metro-area cities who provide loan, grant, and down payment assistance programs for their residents.

Business Loan Programs

Businesses, including nonprofit agencies, can obtain financing from CEE to make cost-effective energy efficiency improvements, such as HVAC controls and upgrades, replacement or upgrade of refrigeration equipment, plus more!

Rental Loan Program

We can help rental property owners create a more efficient rental property by providing financing up to $20,000 for energy efficient projects. Qualified projects include new furnace, air conditioning, insulation, windows, and hot water heaters all with a low 5.5% interest rate. 

Questions? Contact us at 612-335-5884 or

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NMLS# 1094923