Mounds View: Emergency Repair Loan

The intent of the Mounds View Emergency Repair Loan Program is to provide funds to owner-occupants of properties who face emergency home repairs and are unable to obtain funds to repair the problem(s) through traditional funding sources. 

Definition of Emergency

An emergency is defined as an imminent condition that makes a house uninhabitable, dangerous to the occupants, or is capable of causing severe health problems. Repairs that will remedy such emergency repairs are eligible.

Loan Terms

  • Loans from $1,000 - $5,000
  • 0% (APR) fixed interest rate  
  • The Deferred Loan is 100% due if the property ownership changes 

Property Eligibility

  • 1-4 unit residential
  • Owner occupied
  • Property must be within the City of Mounds View 

Types of Improvements

Eligible improvements will be determined through a required analysis of the emergency condition of the property.



The current loan terms and conditions stated, including interest rates, do not constitute a commitment to lend or an offer to enter into an agreement, and that such an offer may only be made pursuant to Minnesota Statutes, Section 47.206(3) and (4).